Too many people don't take care of their own health! It is all good to go out and have fun but at some point, you may have to pay for the excess.
Health insurance is something to consider over anything else. However and sadly, technology - such as smarthphones and mainly iPhones - seems to have become almost more important than being well and healthy.
"...Health insurance helps you to get fast access to specialists for diagnosis and helps reduce NHS waiting lists for medical care..." source: Bupa
But what is the benefit of having the latest version of such and such device if the state of a person is very bad??
The choice is yours!